Time flies. My younger girl just turned five today. Still remember my old blog post "A letter to my new born baby"? I thought I just wrote that yesterday? Five years on, when her little hand reaches for mine; when she holds me tight and plants a big kiss on my lips; when she looks me in the eyes and says ‘Mommy I love you’, I realize I must have done something really … [Read more...]
The best home for a child
A reader of my blog shares with me the dilemma that he and his wife are facing: They know they shouldn’t buy when property prices are on the way down. But they are expecting their first child and want to get a condo unit now. Buying condo for the sake of your child If you can afford a private property and you want to buy one, do it by all means. But take a step … [Read more...]
Buying properties in your child’s name
With soaring property prices and unceasing cooling measures, more buyers are considering buying their second or third property under their children's names. Here are some of the reasons: 1) Buy for the next generation just in case they can't afford one in the future. 2) Buy it under a child who hasn't bought any property to avoid paying ABSD (Additional Buyer Stamp … [Read more...]
A letter to my new born baby
Dear baby, It's been a week since you arrived in this world. Welcome again to the family! I am secretly happy that you and I have the same eyes, lips, chin, temper, horoscope, blood type … Baby, when you grow up, will we share the same philosophies about money and investment? Will you have the passion for properties like what Mommy has? Maybe one day we can go … [Read more...]