Investment does not equal wealth. In fact, investing is just an action to put money into something, with the hope of generating return in the future. (Note: For those selling or marketing investment opportunities, this blog post is not for you.) Retirees can’t afford to lose a single dollar After his retirement, a famous Hong Kong disc jockey changed path to be an … [Read more...]
Can you really afford that property?
Recently, I have been conducting a few one-to-one consultation sessions for people who are planning to buy their new home. In general, they all want to know three things - whether they should buy a particular condominium project, whether they can afford to buy, and whether this is a good time to buy. By the way, I really enjoy all these personal consultation sessions. In the … [Read more...]
My love-hate relationship with CPF
Disclaimer: This article is not sponsored by the Central Provident Fund Board. Although I am grateful that my 3-3-5 rule was endorsed by CPF 3 years ago, I am not obliged to return the favor by encouraging the public to deposit spare cash into their CPF account. All views expressed in this post are my personal opinions. Readers are advised to refer to the CPF website for … [Read more...]
Podcast Ep#47: How To Engage Property Agents (Part II)
In this episode, I will share with you my personal tips, experiences and stories in the process of finding a good property agent. I will also show you how to tell good agents from bad ones. The following topics will be covered in this video: 1. Which agent should you pick (The 3 Do's and Don'ts)? 2. Why you can't use an agent who is your relative, friend or … [Read more...]
Podcast Ep#46: How To Engage Property Agents (Part I)
How to engage property agents is a question I get from people who are new to renting, buying, selling or leasing their homes. Since I relocated to Singapore 22 years ago, I had rented HDB and private homes, looked for condo units, houses and commercial properties to buy, as well as leased and sold my properties. In this video, I will share my personal experiences with you and … [Read more...]